ShineBright

Apply for Assistance

We're here to understand your situation. The application is broken into short steps, you can save and return at any time, and only authorized staff reviewing your application will see what you share.

Start Application NowSee How It Works

What to expect

Seven short, easy steps

  1. Step 1

    Profile

    Your name, contact details and where you live.

  2. Step 2

    Financial Situation

    Employment, monthly income and monthly expenses.

  3. Step 3

    Debts

    Each qualifying debt, with a running total of qualifying debt.

  4. Step 4

    Hardship

    Explanation of financial circumstances and hardship categories.

  5. Step 5

    Documents

    Identification, debt statements and proof of income uploads.

  6. Step 6

    Agreements

    Program disclosures and consents needed to review your application.

  7. Step 7

    Review & Submit

    A final review of everything before sending.

Before you begin

Helpful to have nearby

  • A recent statement for each debt you want considered
  • Proof of income, such as a recent pay statement or tax form
  • A government-issued form of identification
  • A rough breakdown of your monthly income and expenses

You will never be asked for full credit-card numbers unless a specific verification step genuinely requires it.

Ready to start?

Clicking the button below will open your secure ShineBright application wizard. If you aren't signed in yet, you'll be prompted to create or log into your free account first.

Start Application Now

Submitting an application does not guarantee assistance. Any assistance is subject to eligibility, information verification, available funding, program rules and applicable agreements. Program disclosures and verification consent are presented before submission.